How Travel Insurance Helps During the Recent Terrorism Threat

RICHMOND, Va., Aug. 10 /PRNewswire/ — When security levels increased in the U.K. and the U.S. this morning, many travelers were affected. To help travelers through this difficult time, Access America is providing information about coverage, as well as current TSA rules and travel recommendations, available below and on our website at http://www.accessamerica.com/.

Travel Insurance – What Is Covered

The following information applies to policies purchased before August 10th, 2006. (Please note the importance of buying travel insurance in advance.)

— For insured travelers affected by carrier-caused delays, Access
America’s Travel Delay benefit will reimburse for additional travel
expenses according to the policy’s terms and conditions.

– For travel between the U.S. and the U.K., Access America will
liberalize its policy to cover delays encountered on August 10th-11th
due to the security conditions as long as the consumer has a policy
with Travel Delay benefits. All other policy terms and conditions
apply.

– Also, Access America will allow insured travelers to change travel
dates on their insurance plans if the original destination was the U.K.
and the policy transfer is made before September 30, 2006.

Access America will continue to provide Emergency Assistance and Concierge Service to our customers as needed, including Emergency Message Relay Service to help customers reach friends and family. For assistance, insured customers may contact Access America at 800-284-8300. For customers currently traveling in the U.K., call us collect at 804-281-5700.

What Is Not Covered

Policies do not provide coverage if a person wants to cancel or interrupt a trip or if their trip is cancelled or interrupted due to this situation. For policies bought on or after August 10, 2006, the potential for delays is considered known and is not covered.

TSA Rules in Effect

– Liquids are banned from carry-on luggage and cannot be taken through
security checkpoints. That includes drinks, toothpaste, perfume,
shampoo, hair gel, suntan lotion and similar items. Drinks purchased in
the airport cannot be carried onto flights.

– Medications is allowed but must be presented for inspection at
security.

– Mothers can bring baby formula on board, but only after drinking it in
front of security officials first.

– All shoes must be removed and placed on an X-ray belt for screening.

– Passengers are also asked to arrive at least two hours early to allow
for additional screening.

– Passengers traveling to the United Kingdom should contact their airline
for information about any extra security measures or precautions that
might be required. Laptop computers, mobile phones and iPods are among
items banned on British flights.

Traveler Recommendations

– Allow extra time to arrive and go through security at the airport.
Bring only necessary items in your carry-on luggage, which may have to
be checked.

– If you are carrying medication, be sure to have your prescription-
marked container with you.
— Save receipts for additional expenses if you have Travel Delay
coverage.

About Access America

Access America provides travel insurance and assistance to millions of travelers each year. As the travel division of World Access Service Corp., a global leader in insurance and emergency assistance, Access America delivers customized solutions for travel agents and suppliers, credit card companies, healthcare organizations and more. As part of the Mondial Assistance Group and the Allianz family of companies, World Access has operations in 29 countries. Visit http://www.accessamerica.com/.

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